Leadership Team
Doug began his career in 1981 as a financial advisor building wealth accumulation plans with his clients. He came to Foster Klima in 1988, became a partner in 1999, and purchased the company in 2001. As CEO, Doug works with his leadership team to continually keep the firm relevant in the ever changing financial services industry. When he's not working, you will find him spending time with his wife & children on the river boating, at home watching a good movie, or giving tractor rides to his 6 grandchildren.
Registered Principal and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. General Agent of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Foster Klima & Company, Inc., is not an affiliate or subsidiary of PAS or Guardian. California LIC#0K88222.
After serving in the United States Air Force, Scott entered the financial services industry in May, 1987. During his career, he has earned designations from the American College in Bryn Mawr, Pennsylvania for Chartered Life Underwriter, Chartered Financial Consultant, and Chartered Advisor of Senior Living. He is a Life Member of the Million Dollar Round Table. In addition to being committed to his clients, Scott has held several leadership roles throughout his career encompassing recruiting, training, and development.
Scott joined Foster Klima in 2013. In his role as President, he and his team are responsible for all training, recruiting, and career development in the firm. He is the current President of NAIFA Minnesota. In his free time, you can find Scott spending time with his wife and children in the great outdoors.
Financial Advisor and Registered Representative of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. PAS is a wholly owned subsidiary of Guardian. Foster Klima & Company, Inc is not an affiliate or subsidiary of PAS or Guardian. Million Dollar Round Table is endorsed by but not affiliated with Guardian or its subsidiaries. Applicants must annually qualify for membership based on productivity and pay an annual fee.

Pamela Brown, Controller
612-746-2273
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Carmen began her career in 2017 in financial services as a financial representative and joined Foster Klima in 2019 as a Disability Income Specialist. Her time as a financial representative has leaned itself to partnering with agents to understand their clients' financial goals and educate how disability insurance lays the foundation to a well executed financial strategy. In the role of DIS, Carmen provides case design and analysis, plan comparisons and client support.
Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Foster Klima & Company, Inc. (612-746-2200) is not an affiliate or subsidiary of Guardian.
Ernest Draper, Financial Advisor, CFP
612-746-2272
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For over 15 years, Ernest Draper has provided financial advice to individuals, families and business owners. He specializes in innovative investment strategies and wealth preservation products. Known for taking a genuine and empathetic interest in the lives of his clients, Ernest brings a personal touch to the planning process. As a CERTIFIED FINANCIAL PLANNER ™ (CFP®) Ernest has the training, knowledge and experience to understand complex planning strategies and techniques facing many successful people and their families.

Matthew Evers, Director Of Information Technology
612-746-2226
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Graduate of NEI College of Technology. With over 25 years’ experience in Information Technology management. I’m dedicated to providing industry leading solutions, strategies, products, and support to the producers and staff of Foster Klima.

Stephen’s dedication to clients and advisors centers on the belief that every financial decision should be well-informed and made within the context of a plan. After clarifying each person's financial priorities and current circumstances, he works with them to design a well-balanced strategy. Stephen also serves as the Investment Specialist at Foster Klima, working with other financial advisors and their clients to build investment portfolios as part of their “big picture” financial strategy.
Stephen lives near Hudson, WI with his wife and five children.
Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Foster Klima & Company, Inc is not an affiliate or subsidiary of PAS or Guardian..