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Services

How We Work

Foster Klima is committed to providing comprehensive financial strategies for you, your family, & your business.

Investments*

We provide comprehensive investment planning, aiming to utilize the appropriate type of account with the appropriate blend of investments to meet each client's objectives.  We choose to work with a wide variety of investment managers, from large fund companies to boutique asset managers, matching the appropriate strategy to each client's situation.


*Investments offered through Park Avenue Securities

Financial Strategies

  • Retirement Plans
  • Tax Strategies
  • 401(k) Planning
  • 403(b) Planning
  • College Planning
  • Estate Planning
  • Money Purchasing Plans
  • Profit Sharing Plans
  • Cash Flow and Budgeting
  • Charitable Giving
  • Debt Elimination

Insurance

  • Disability Income Insurance
  • Life Insurance
  • Long-Term-Care Insurance*

*Guardian nor any of its subsidiaries offer Long Term Care Insurance

Business Planning

  • Business Insurance
  • Buy-Sell Agreements
  • Exit Planning
  • Split Dollar Arrangements
  • Succession Planning
  • Executive Compensation Planning
  • Employee Benefits
    • Dental
    • Group Life
    • Group Short Term & Long Term Disability
    • Major Medical
    • Pension Design & Administration
    • Voluntary Benefits

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