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Joseph J. Varno, DDS*

Joseph J. Varno, DDS*

Retired Agent

I am a born and bred Minnesotan and I owned my dental practice for almost 20 years. During that time, I cared deeply about the individuals and families I served and ensured that they maintained excellent physical health. Now, I help my clients maintain their financial health.

Personally, I believe the IRS tries really hard to take the fun out of being successful. They create obstacles to get in our way, whether we are growing our money or trying to maintain our money. But certainly, and I believe more critically, they create obstacles when it’s time to use our money.

That’s really where my focus is, and because of that I believe that successful individuals and families deserve the opportunity to get their money off the radar screen of the IRS. So that when it is time to use it, they are exempt from both Federal and State income taxes regardless of income level or state in which they reside.

HOW I do this, is by understanding and following certain provisions of the tax code.

What I do, is find money that my clients are unknowingly and unnecessarily transferring away to the government, banks, and corporations, and put it back to work for them.

If I could show you how to do that, would you want to know how?

For more information please click here.


Retired Agent of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Not a practicing DDS for Guardian or its subsidiaries or affiliates.  Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.