
Carmen began her career in 2017 in financial services as a financial representative and joined Foster Klima in 2019 as a Disability Income Specialist. Her time as a financial representative has leaned itself to collaborating with agents to understand their clients' financial goals and educate how disability insurance lays the foundation to a well executed financial strategy. In the role of DIS, Carmen provides case design and analysis, plan comparisons and client support.
Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Foster Klima & Company, Inc. (612-746-2200) is not an affiliate or subsidiary of Guardian.